Instead of a 6-digit number, the bank asks you to look at your phone. Facial recognition verifies it’s you , not just your phone. Additionally, "Location Confirmation" is rolling out—if your phone is in London and the transaction is in Tokyo, the code auto-fails regardless of what you type.

It is a masterpiece. The 2024 HSBC annual report noted a 73% drop in online card-not-present fraud among users who have activated the "Push Notification" version of Secure Code versus those still using SMS.

HSBC killed that logic in 2016 when they began rolling out the global standard for .

Because in the war between the code and the con artist, the code has never lost. Only the human has. Have you received a suspicious "Secure Code" request? Contact your bank immediately using the number on the back of your card, not the number in the text message.

This is the friction point of modern banking. It is annoying. It is intrusive. And according to the cybercriminals who tried to steal $500 million last year, it is the single most effective wall they face.

Hsbc Secure Code -

Instead of a 6-digit number, the bank asks you to look at your phone. Facial recognition verifies it’s you , not just your phone. Additionally, "Location Confirmation" is rolling out—if your phone is in London and the transaction is in Tokyo, the code auto-fails regardless of what you type.

It is a masterpiece. The 2024 HSBC annual report noted a 73% drop in online card-not-present fraud among users who have activated the "Push Notification" version of Secure Code versus those still using SMS. hsbc secure code

HSBC killed that logic in 2016 when they began rolling out the global standard for . Instead of a 6-digit number, the bank asks

Because in the war between the code and the con artist, the code has never lost. Only the human has. Have you received a suspicious "Secure Code" request? Contact your bank immediately using the number on the back of your card, not the number in the text message. It is a masterpiece

This is the friction point of modern banking. It is annoying. It is intrusive. And according to the cybercriminals who tried to steal $500 million last year, it is the single most effective wall they face.